Effect of Regulatory Policies on the Economic Sustainability of Deposit Money Banks in Enugu State

Ugochukwu, Loveth Ngozi; Cyrus Apeh Abah; Sunday, Ikechukwu Emmanuel3

doi:10.70878/cjm.2025.205a7f03

Effect of Regulatory Policies on the Economic Sustainability of Deposit Money Banks in Enugu State

Authors: Ugochukwu, Loveth Ngozi, Cyrus Apeh Abah, Sunday, Ikechukwu Emmanuel3

Journal: Contemporary Journal of Management (CJM), ISSN 2766-1431

Citation: CJM 7(2): 1-18, 2025-08-20.

DOI: 10.70878/cjm.2025.205a7f03

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Type: Original Research

Abstract

The study evaluated the effect of regulatory policies on the economic sustainability of deposit Money Banks in Enugu state. The specific objectives are to: Examine the effect of capital adequacy on the cost reduction, and ascertain the effect of financial reporting on the operational efficiency of deposit Money banks in Enugu state. The area of the study was Enugu State. The study used the descriptive survey design approach. The primary source of data was a questionnaire administered. A total population of 282staff was used. 227 staff returned the questionnaire and accurately filled. Data was presented and analysed using mean and standard deviation, and the hypotheses were tested using a Z-test. Capital adequacy had significant positive effect on the cost reduction; Z (8.287, P.

Keywords

Capital Adequacy, Cost Reduction, Financial Reporting, Regulatory Policies, Sustainability CJM 7.2 (1-18)

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