RISK ASSETS MANAGEMENT AND INVESTMENT INCOME OF DEPOSIT MONEY BANKS IN NIGERIA: A PANEL LEAST SQUARES METHOD

Ude; Anthony Ejiofor; Inyiama, Oliver Ikechukwu; Madukwe; Chimezie James FULL PDF | DOI: . /zenodo.

doi:10.5281/zenodo.8057012

RISK ASSETS MANAGEMENT AND INVESTMENT INCOME OF DEPOSIT MONEY BANKS IN NIGERIA: A PANEL LEAST SQUARES METHOD

Authors: Ude, Anthony Ejiofor, Inyiama, Oliver Ikechukwu, Madukwe, Chimezie James FULL PDF | DOI: . /zenodo.

Journal: Contemporary Journal of Management (CJM), ISSN 2766-1431

Citation: CJM 5(1), 2023-06-22.

DOI: 10.5281/zenodo.8057012

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Type: Original Research

Abstract

This study examined risk assets management and investment income of deposit money banks in Nigeria. The study specifically examined the effect of total loans and advances, Total Performing Loans and Total equity in subsidiaries on net cash generated from investing activities of Nigerian deposit money banks. The researcher adopted ex-post facto research design. Data were collected through annual report and accounts of the sampled banks. Data collected were analysed using multiple regression analysis, result of the analysis revealed that Total loan and advances has positive and significant effect on net cash generated from investing activities in the Nigerian deposit money banks with t-statistics of 7.548348 was greater than 2.0 and probability value of 0.0000 which is less than 0.05. It was also observed that equity securities have significant effect on net cash generated from investing activities in the Nigerian deposit money banks with t-statistics of 4.979062 was greater than 2.0 and probability value of 0.0011. The study also revealed that total equity in subsidiaries have significant effect on net cash generated from investing activities in the Nigerian deposit money banks with t-statistics of 4.734520 was greater than 2.0 and probability value of 0.0001. Based on the findings, the study recommends among others that all banks should comply with cash reserve requirements, which help them to avoid insolvency and maintain sustainability in profit.

Keywords

Risk Assets Management, Investment Income, Equity Securities, Deposit Money Banks By 1 Ude, Anthony Ejiofor, 2 Prof. O. I. Inyiama & 3 Madukwe, Chimezie James FULL PDF | DOI: 10.5281/zenodo.8057012

Published by Academic Ink Review Journal. Open Access under CC BY 4.0.